India has the biggest population of shoppers in the world. With the rise in smartphone and internet connectivity across the country, we are looking at a transformation of the payment landscape. BNPL or Buy Now Pay Later as a financing avenue has been a saviour, as many of us felt short on funds due to covid-19. It has become a seamless way for many shoppers to make small and big purchases online. They can simply choose to pay later in instalments, often interest-free. By integrating credit and payment into a one-click option, a growing number of

Why do you need BNPL, if you may ask? Say, you need to host a party for friends at the month-end? Or, do you need to book tickets to your hometown in an emergency amidst a cash crunch? Or, say a sudden and unplanned expense derails your budget? BNPL is a convenient short-term credit option, even if you don’t have a credit history.

The LazyPay app is India’s favourite BNPL option, with over 10 lakh installations and transactions worth over ₹ One crore. So what makes our Pay-Later facility so popular? Take a look.

Shop Directly On Your Favourite Apps and Websites

The LazyPay Pay Later option is available on over 100+ merchant platforms. For movies, airlines, food, clothes, bills, electronics, and more, LazyPay lets you make purchases when you need them.

Simply find LazyPay at the checkout, and choose Pay Later or Cardless EMI option. Verify your mobile number (if you are a first-time user) and confirm your purchase in one tap. That’s it! No PINs or OTPs. No having to enter in 12-digit card numbers. Settle the payment once within 15 days. You won’t be charged any interest. You can also pay in easy monthly EMI plans at zero-cost or low-interest rates.

30 days. You can get great cashback too. To make things sweeter, LazyPay provides attractive offers all the time. Regular updates or alerts for these offers will be provided to you from time to time.

Easy Repayment Method

via convenient financial tools like UPI, Debit Card, Netbanking, etc . You can also use the links provided in the email and SMS to pay. All orders are stacked to give you a consolidated bill,   You can get reminders for payments too.

Instant Approval with Paperless KYC

The registration process is very simple. The app will allow you to check your eligibility within minutes, with just a few details. Click a selfie wherever you are, upload your ID proof, address proof, and provide bank details. You get a personalised credit limit from LazyPay to shop.

This procedure is far from your usual bank loan application process, which is so tedious. You can make all aspirational and impulsive purchases with a click of a button and pay later when you get paid.

Highly Secure Transactions     

LazyPay deploys the highest level of security in transactions and data storage. Your personal information and money are completely safe as LazyPay adheres to all guidelines issued by the RBI. There are no transaction failures on the checkout page.

Do More with the App

The app lets you track your spending, check dues, track offers, and more. You can also check your credit score for free with LazyPay’s partnership with CIBIL. This means the check will not impact your credit score.

There you go, a single app that lets you do so much. If you are between 22 to 55 years old and a salaried Indian citizen, LazyPay is the most logical BNPL option currently available. Use it and feel the difference.

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