Everything on your shopping list, is now affordable with Instant EMI

LazyPay Instant EMI is an exclusive payment option only available to users who have been pre-approved by LazyPay for an Instant EMI on their purchase.

Fancy a new gaming laptop or saving up for an air conditioner for your home? You don’t have to wait anymore!

LazyPay has partnered with Flipkart to offer 1000+ products at flexible EMIs. Your purchases are divided into easy monthly instalments, with zero documentation & zero processing fees!

Here’s how it works:

  • To avail LazyPay Instant EMI, simply head over to the Flipkart App or Website.
  • Select the product of your choice and checkout via LazyPay under EMI payment options.
  • Choose a convenient EMI plan and confirm your purchase with an OTP. DONE!

Note: LazyPay is available as an exclusive payment option for a select set of users

The LazyPay App, available on Android & iOS lets you check your available credit limit, pay later on 100+ merchants & Activate your credit for EMIs, personal loans & more!

Also get updates on repayment dates, offers, pending bills & more!


  • Convert your large purchases into Instant EMI plans via LazyPay
  • NO processing fees & NO documentation
  • Available on 1000+ products, across categories from washing machines, to TVs to laptops.
  • Receive regular updates on repayments, offers & more, straight from the LazyPay App