Introducing LazyCard

Bigger, better rewards like never before

Offer
Flat ₹500 cashback on the first transaction
Open App Store
Open play store

Card for everyone

Get the credit you deserve

LazyCard
Quick, paperless KYC
Quick, paperless KYC
Limit upto ₹5 lakhs
Limit upto ₹5 lakhs

A world of super rewards

Rewards designed to turn your world around

₹500 cashback on your first card transaction, upto 5% cashback on every purchase

rewards
LazyCard
rewards

99.50%

acceptance

all over india

merchantsmerchants

Transparency without conditions.

No hidden or annual fees
No hidden or annual fees
Instant cashback
Instant cashback
Low interest rates
Low interest rates
Lifetime free card
Lifetime free card

Your money is always safe with us

Created in partnership with SBM & Visa, in compliance to all RBI guidelines.

Your money is always safe with us

Get your card now

Get your card now

LazyCard FAQs

Frequently asked questions

What are the benefits of LazyCard?

LazyCard is a lifetime free card, with no annual charges or hidden fees. With one of the best rewards programs in India, LazyCard offers upto 5% cashback on all transactions, a Rs. 500 welcome gift, and more. In partnership with RBI-approved SBM Bank and VISA, LazyCard has a 99.8% acceptance rate, and can be used for purchasing anything, be it online or offline.

How can I get LazyCard?

Just download the LazyPay app, complete your 2 min digital KYC, and you’re done! You will instantly get your virtual LazyCard and you can start using it for online purchases. You also get a free physical card along with your virtual card.

What are the benefits for LazyCard?

 

  1. Fewer entry barriers for getting the prepaid card
  2. Powered by VISA. So the card can be used all over India at both online and offline stores.
  3. Available in both physical and virtual form 
  4. As long as you have KYC documents, you can easily get the LazyCard 
  5. Get cashback offers after signing up. Also, get cashback on every transaction
  6. All operations related to the card can be directed by you using the LazyPay App
  7. Get multiple rewards with every referral

When do I need to pay my LazyCard bill?

Your LazyCard bill will be generated on the 1st of every month. Make sure you pay your bill by the 3rd of the month to avoid late fees and keep your credit score healthy.

Where can I use LazyCard?

Wherever you want! LazyCard can be used both online and offline. You can swipe it or tap it at a store, or punch in your card details during checkout. Every transaction earns you upto 5% cashback. For more details, check our T&C.

Who do I contact for any issues with LazyCard?


For any issues with your LazyCard, please write to us at wecare@lazypay.in. If you’d like to talk directly to our banking partner, SBM Bank India Limited, contact them at https://www.sbmbank.co.in/ or call 1800 1033 817 toll-free. For any grievance redressal from the bank, please reach out here: https://www.sbmbank.co.in/aboutus/grievance-redressal-mechanism.php

About Credit on LazyCard

LazyCard is the newest revolutionary offering from leading financial services provider LayPay. The LazyCard brings you ‘The Credit You Deserve’ in the form of a prepaid card that mimics the features of a credit card to provide people with the means to carry out financial transactions without worrying about their bank account balance. This prepaid card offers the same type of convenience that a credit card does, but it is not a credit card. The credit provided by the LazyCard is dependent on the prepaid nature of the card. It is also boosted by the rewards received on every transaction.