Shop Now. Pay Later.

From bills to biryani, pay for all your purchases later.
  • Skip OTPs and PINs. Buy in a flash.
  • Use LazyPay credit through UPI - online or at any shop.
  • Settle your payments once in 15 days.
  • No interest. No hidden charges.
Choose How to Shop

Shop directly on your favorite apps

FullPay full amount after 15 days
HalfPay in 3, 6, 9, 12 month EMI plans
Swiggy
Swiggy
MakeMyTrip
MakeMyTrip
BookMyShow
BookMyShow

Scan & Pay at any store

FullPay full amount after 15 days
HalfPay in 3, 6, 9, 12 month EMI plans
Grocery Stores
Grocery Stores
Tea Shops
Tea Shops
Petrol Pumps
Petrol Pumps

Use LazyPay UPI ID to pay online

FullPay full amount after 15 days
HalfPay in 3, 6, 9, 12 month EMI plans
Online Shopping
Online Shopping
Bill Payments
Bill Payments
Cab Bookings
Cab Bookings

Shop directly on partner websites/apps

1
Go to your favourite website/app
Find your favourite website/app in the list of our 250+ partner merchants. View List
2
Find LazyPay on checkout
Find LazyPay payment option under Pay Later or Cardless EMI category
3
Confirm Purchase
Confirm purchase with one tap. First time users will be asked to verify their mobile number with OTP
1
Go to your favourite website/app
Find your favourite website/app in the list of our 250+ partner merchants. View List
For faster checkout choose LazyPay

Scan & Pay at any store

1
Scan BHIM QR Code
Open the LazyPay App. Go the Scan & Pay tab. Simply, scan the store’s BHIM QR Code
2
Enter the Amount
Input the amount you need to pay at the store
3
Choose Repayment Option
Select how you want to make the payment - one-time or EMI
1
Scan BHIM QR Code
Open the LazyPay App. Go the Scan & Pay tab. Simply, scan the store’s BHIM QR Code
Use LazyPay credit to pay everywhere you go

Use LazyPay UPI ID to make online payments

1
Select UPI Payment
While paying on your favourite site or app. Select UPI Payment option at the checkout
2
Enter your LazyPay UPI ID
Enter Your LazyPay UPI ID, which can be found in the Scan & Pay tab on the app, on their site. Confirm the transaction on the LazyPay app
3
Choose Repayment Option
Select how you want to make the payment - one-time or EMI
1
Select UPI Payment
While paying on your favourite site or app. Select UPI Payment option at the checkout
How to pay online using LazyPay UPI id
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What is the eligibility criteria with LazyPay?

To get approved and to enhance your LazyPay limit, check your eligibility against the following criteria:

  • Age : You must be between 22-55 years old
  • City : All major tier I and tier II cities
  • Salaried
  • Resident of India
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What Documents do I need?

It’s a complete digital process. Documents are not required. But you may want to keep the following details handy:

  • PAN number
  • Bank account number & IFSC
  • Net banking maybe be required for auto-repayment

Why LazyPay?

Complete Digital Process

Check your eligibility for a limit within minutes, with just a few details

Secure

We maintain the highest level of security, rest assured all your information is safe with us

Minimal Documentation

With just your PAN, Aadhaar & photograph, you can get access to funds

India loves LazyPay

10+ Lac.

App Installs

1+ Cr.

Credit Transactions

₹500+ Cr.

Credit Disbursed

EMI account_circle

₹18,999

Bought a new TV

EMI account_circle

₹23,000

Purchased a Microwave

EMI account_circle

₹21,820

Bought a New Fridge

EMI account_circle

₹54,560

New Phone from Flipkart

Pay Later account_circle

₹425

Recharge TataSky Account

Pay Later account_circle

₹1,150

Get movie tickets

Personal Loan account_circle

₹54,560

To go on a holiday

Personal Loan account_circle

₹66,000

Planned family holiday

Scan & Pay account_circle

₹1,140

Paid Electricity Bill

Personal Loan account_circle

₹95,530

New Bike

EMI account_circle

₹19,500

New Phone from Flipkart

EMI account_circle

₹10,999

Bought an Oven Online

EMI account_circle

₹35,399

Purchased a DSLR

EMI account_circle

₹17,990

To buy a Washing Machine

EMI account_circle

₹17,990

To buy a Washing Machine

EMI account_circle

₹15,890

Ordered an AC online

Personal Loan account_circle

₹37,990

Renovated my Flat

Personal Loan account_circle

₹35,000

Used to study a digital course

EMI account_circle

₹17,990

To buy a Washing Machine

Scan & Pay Later account_circle

₹7,990

Used for Shopping

Get the App and get started with Lazypay

Download the LazyPay app, get your credit limit and enjoy making those purchases like you never have !!!

Open play storeOpen app store

Or send the link directly to my mobile phone

+91

LazyPay is the fastest way to get credit online. Just enter your mobile and avail a personalised credit limit to confirm your online purchases! Use your credit limit to Buy Now Pay Later when you shop online across 100+ of your favourite apps and websites, including Swiggy, Zomato, BookMyShow, Airtel & more!

Do away with multiple OTPs & filling in personal details to complete a transaction- with LazyPay in One Tap you can confirm your purchase and quit worrying about payments for the next 15 days.