Build your dream home your way

Instant personal loans upto ₹1 Lac
  • Online process with minimal documentation
  • One time approval for a lifetime of usage
  • No bank visit, no collateral needed
  • Pay interest only on amount taken and not approved.
How do I apply?
3 Easy steps
1
Check your eligiblity
Check your eligiblity using just basic details
2
Choose required amount
Select the loan amount and the EMI plan as per your requirement
3
Money in Your Account
Do one-click KYC, link your bank account, and get the money in your bank
1
Check your eligiblity
Check your eligiblity using just basic details
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What is the eligibility criteria with LazyPay?

To get approved and to enhance your LazyPay limit, check your eligibility against the following criteria:

  • Age : You must be between 22-55 years old
  • City : All major tier I and tier II cities
  • Salaried
  • Resident of India
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What Documents do I need?

It’s a complete digital process. Documents are not required. But you may want to keep the following details handy:

  • PAN number
  • Bank account number & IFSC
  • Net banking maybe be required for auto-repayment

Sample EMI Calculator

Loan Amount
10,000
10k
100k
Tenure
3 Months
3m
24m
*Interest amount currently calculated at 18% and may go upto 25% based on amount and profile.
EMI
0.00
Interest
0 %
Interest payable
0.00 pm
Total payment
0.00

Why LazyPay?

Complete Digital Process

Check your eligibility for a limit within minutes, with just a few details

Secure

We maintain the highest level of security, rest assured all your information is safe with us

Minimal Documentation

With just your PAN, Aadhaar & photograph, you can get access to funds

LazyPay Personal Loans when you need them

India loves LazyPay

10+ Lac.

App Installs

1+ Cr.

Credit Transactions

₹500+ Cr.

Credit Disbursed

EMI account_circle

₹18,999

Bought a new TV

EMI account_circle

₹23,000

Purchased a Microwave

EMI account_circle

₹21,820

Bought a New Fridge

EMI account_circle

₹54,560

New Phone from Flipkart

Pay Later account_circle

₹425

Recharge TataSky Account

Pay Later account_circle

₹1,150

Get movie tickets

Personal Loan account_circle

₹54,560

To go on a holiday

Personal Loan account_circle

₹66,000

Planned family holiday

Scan & Pay account_circle

₹1,140

Paid Electricity Bill

Personal Loan account_circle

₹95,530

New Bike

EMI account_circle

₹19,500

New Phone from Flipkart

EMI account_circle

₹10,999

Bought an Oven Online

EMI account_circle

₹35,399

Purchased a DSLR

EMI account_circle

₹17,990

To buy a Washing Machine

EMI account_circle

₹17,990

To buy a Washing Machine

EMI account_circle

₹15,890

Ordered an AC online

Personal Loan account_circle

₹37,990

Renovated my Flat

Personal Loan account_circle

₹35,000

Used to study a digital course

EMI account_circle

₹17,990

To buy a Washing Machine

Scan & Pay Later account_circle

₹7,990

Used for Shopping

Get the App and get started with Lazypay

Download the LazyPay app, get your credit limit and enjoy making those purchases like you never have !!!

Open play storeOpen app store

Or send the link directly to my mobile phone

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Why do you need a home renovation loan?

You do need a home renovation loan or a home improvement loan as it is often called in case you need to renovate, refurbish and transform your home anew after a prolonged period. Also, you may require a personal loan for home furnishing in order to change all the furniture items and fixtures that have grown old and replace them with more contemporary and practical furniture that appeals to you. Getting funding in the form of a home renovation loan is now possible online. You will naturally require funds for renovating or doing up your abode since there are multiple costs right from paint jobs and plumbing to other repairs and furnishing changes.