Plan the wedding of your dreams

Instant personal loans upto ₹1 Lac
  • Online process with minimal documentation
  • One time approval for a lifetime of usage
  • No bank visit, no collateral needed
  • Pay interest only on amount taken and not approved.
expand_more
How do I apply?
3 Easy steps
1
Download & sign-up
Check your limit in app using only mobile number & PAN
2
Complete Application
Keep your documents handy to set-up your limit or reach out for help to complete the process
3
Money in Your Account
Finish your auto-repayment & withdraw upto Rs. 1 lakh directly to your bank account!
1
Download & sign-up
Check your limit in app using only mobile number & PAN
icon

What is the eligibility criteria with LazyPay?

To get approved and to enhance your LazyPay limit, check your eligibility against the following criteria:

  • Age : You must be between 22-55 years old
  • City : All major tier I and tier II cities
  • Salaried
  • Resident of India
icon

What Documents do I need?

Keep these documents handy to speed up the sign-up process

  • Photo ID proof List
  • Address proof List
  • Bank details (a/c no, IFSC code)
  • A selfie Guidelines

Sample EMI Calculator

Loan Amount
10,000
10k
100k
Tenure
3 Months
3m
24m
*Interest amount currently calculated at 18% and may go upto 25% based on amount and profile.
EMI
0.00
Interest
0 %
Interest payable
0.00 pm
Total payment
0.00

Why LazyPay?

Complete Digital Process

Check your eligibility for a limit within minutes, with just a few details

Secure

We maintain the highest level of security, rest assured all your information is safe with us

Minimal Documentation

With just your PAN, Aadhaar & photograph, you can get access to funds

LazyPay Personal Loans when you need them

motorcycle

Two-wheeler Purchase

flight

Travel Expenses

local_hospital

Medical Emergencies

account_balance

Education and course fees

house

Home Renovation

wc

Wedding Expenses

India loves LazyPay

10+ Lac.

App Installs

1+ Cr.

Credit Transactions

₹500+ Cr.

Credit Disbursed

EMI account_circle

₹18,999

Bought a new TV

EMI account_circle

₹23,000

Purchased a Microwave

EMI account_circle

₹21,820

Bought a New Fridge

EMI account_circle

₹54,560

New Phone from Flipkart

Pay Later account_circle

₹425

Recharge TataSky Account

Pay Later account_circle

₹1,150

Get movie tickets

Personal Loan account_circle

₹54,560

To go on a holiday

Personal Loan account_circle

₹66,000

Planned family holiday

Scan & Pay account_circle

₹1,140

Paid Electricity Bill

Personal Loan account_circle

₹95,530

New Bike

EMI account_circle

₹19,500

New Phone from Flipkart

EMI account_circle

₹10,999

Bought an Oven Online

EMI account_circle

₹35,399

Purchased a DSLR

EMI account_circle

₹17,990

To buy a Washing Machine

EMI account_circle

₹17,990

To buy a Washing Machine

EMI account_circle

₹15,890

Ordered an AC online

Personal Loan account_circle

₹37,990

Renovated my Flat

Personal Loan account_circle

₹35,000

Used to study a digital course

EMI account_circle

₹17,990

To buy a Washing Machine

Scan & Pay Later account_circle

₹7,990

Used for Shopping

Get the App and get started with Lazypay

Download the LazyPay app, get your credit limit and enjoy making those purchases like you never have !!!

https://images.lazypay.in/lazypaywebsite/gp1.jpghttps://images.lazypay.in/lazypaywebsite/aps1.png

Or send the link directly to my mobile phone

+91

The extra ingredient that sweetens your wedding: Adequate finance

There’s no escaping the high costs of a wedding. But why let the expenditure hamper you from having the most memorable wedding of all. A wedding loan offers an easy solution.

It’s one of life’s most memorable occasions, and it marks the beginning of a journey filled with love, umpteen challenges, and sweet romance. A wedding heralds the start of a new chapter in your life, where you cohabit your home with your significant other, create meaningful moments and maybe think of starting a family someday…

The wedding is a means to getting the entire family, distant relatives, friends and acquaintances together to celebrate your special day with you. There’s a lot of dancing, eating, talking and laughing, and guests go away content with the fun of the festivities.

But it all starts with planning the wedding the right way, taking care to ensure that you are able to pull off the party with aplomb. Since you have set a date for this year, it is time to take a look at your finances and ensure that you have enough resources at hand to plan the spectacular wedding that you always wanted.

Weddings are beautiful…but expensive!

Nobody can dispute the fact that though Indian weddings are expansive, they are also really expensive. Indians like to spread the festivities over a few days leading up to the main event. Meanwhile, money is spent freely on clothes, invites, wedding venues, ground transport, accommodation for guests, rituals, catering, return gifts, and so on.

Even the most basic weddings cost a few lakh of Rupees, while the sky is the limit if you want to really push the envelope in terms of making it an extravaganza. So, if you’re getting married this year, it would be prudent to start perusing your personal finances for enough funds to pay for everything – and make it a wedding to remember. But here’s a note of caution to proceed with: It’s going to cost a lot!

There’s no escaping the fact that weddings are expensive. Right from shopping for essentials to paying for the catering, every expense head is a major one and most of it must be paid for in cash. Whether you plan it yourself or engage the services of a wedding planner, it’s going to take a big chunk out of your savings.

Don’t let lack of finances ruin your party – get a wedding loan

But this grim scenario need not shape up to be your reality.

There are stories galore of people cutting down on many expense heads so that they could pay for the wedding in their limited means. And what other option do they have – you can create and live out

every other illusion, but you cannot suddenly unearth a pot of gold or a trunk of banknotes to pay for the wedding. If you don’t have the means to pay for the wedding you’ve always dreamed of, you may have to scale it down considerably.

Except, you do have the means to pay for your dream wedding. Have you considered taking a personal loan for marriage ? A marriage loan does exist, though it is a relatively new concept in India. It is offered by reputed financial service providers like LazyPay in India.

What exactly is a wedding loan, and how does it help you? Here’s taking a look at LazyPay’s personal loan offering that you can finance your wedding with:

  • Instant personal loan up to Rs 1,00,000
  • Check your unique credit limit on the LazyPay website or smartphone app after filling in a few basic details
  • Get immediate approval to take a low of Rs 10,000
  • Pay interest only on the loan amount you borrow
  • Repay the loan with flexible EMI plans spanning 3 to 24 months
  • Use online calculators on the website or LazyPay app to know your monthly EMI based on the principal amount and tenure (in months)
  • Apply for the loan to get the personal loan for marriage processed soon

LazyPay takes away the worry associated with funding your wedding. Now all you need to do is get the wedding loan money in hand and plan the event of your dreams! Begin your journey for a wonderful life with a marriage personal loan – download the LazyPay app on your phone to get started.

But before you apply for the personal loan for marriage…

  • Inquire about the interest rate being charged on the loan. Personal loans for marriage, or indeed, all personal loans, are more expensive than other loans since they are unsecured products.
  • This means that are approved based on the applicant’s credit score and loan repayment ability only – there is no collateral or physical security that you can furnish, such as in a home loan or car loan.
  • Use the online EMI calculator provided to know how much the personal loan for wedding will cost you per month. If the EMI amount exceeds 50% of your monthly income, then it is too high.
  • The lower the rate of interest on the personal loan, the lower your EMI will be. LazyPay has a clear interest rate schedule – however, you may be charged more interest if your credit score is low, or if you are servicing other loans at the moment.
  • Explore the possibility of taking a wedding loan only if you are certain about your repayment ability. For instance, it is not a good liability to have if you are mulling the possibility of quitting your job soon, or taking another loan.

More...