Treat yourself to an exotic vacation

Instant personal loans upto ₹1 Lac
  • Online process with minimal documentation
  • One time approval for a lifetime of usage
  • No bank visit, no collateral needed
  • Pay interest only on amount taken and not approved.
How do I apply?
3 Easy steps
Download & sign-up
Check your limit in app using only mobile number & PAN
Complete Application
Keep your documents handy to set-up your limit or reach out for help to complete the process
Money in Your Account
Finish your auto-repayment & withdraw upto Rs. 1 lakh directly to your bank account!
Download & sign-up
Check your limit in app using only mobile number & PAN

What is the eligibility criteria with LazyPay?

To get approved and to enhance your LazyPay limit, check your eligibility against the following criteria:

  • Age : You must be between 22-55 years old
  • City : All major tier I and tier II cities
  • Salaried
  • Resident of India

What Documents do I need?

Keep these documents handy to speed up the sign-up process

  • Photo ID proof List
  • Address proof List
  • Bank details (a/c no, IFSC code)
  • A selfie Guidelines

Sample EMI Calculator

Loan Amount
3 Months
*Interest amount currently calculated at 18% and may go upto 25% based on amount and profile.
0 %
Interest payable
0.00 pm
Total payment

Why LazyPay?

Complete Digital Process

Check your eligibility for a limit within minutes, with just a few details


We maintain the highest level of security, rest assured all your information is safe with us

Minimal Documentation

With just your PAN, Aadhaar & photograph, you can get access to funds

LazyPay Personal Loans when you need them


Two-wheeler Purchase


Travel Expenses


Medical Emergencies


Education and course fees


Home Renovation


Wedding Expenses

India loves LazyPay

10+ Lac.

App Installs

1+ Cr.

Credit Transactions

₹500+ Cr.

Credit Disbursed

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Bought a new TV

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Purchased a Microwave

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Bought a New Fridge

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New Phone from Flipkart

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Recharge TataSky Account

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Get movie tickets

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To go on a holiday

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Planned family holiday

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Paid Electricity Bill

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New Bike

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New Phone from Flipkart

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Bought an Oven Online

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Purchased a DSLR

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To buy a Washing Machine

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To buy a Washing Machine

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Ordered an AC online

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Renovated my Flat

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Used to study a digital course

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To buy a Washing Machine

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Used for Shopping

Get the App and get started with Lazypay

Download the LazyPay app, get your credit limit and enjoy making those purchases like you never have !!!

Or send the link directly to my mobile phone


Travel is the best way to learn, grow and explore

Travel is what shapes us as persons to a large extent. We are all shaped by the experiences that we undergo. In fact, a human being is the sum-total of his/her life experiences in terms of his/her temperament, attributes, preferences, likings, desires and abilities in some cases. This is where a travel loan comes into the fray, for enabling you to realize your dreams of visiting several countries and continents. The travel bug bites us more often than we realize and hence there has to be some source of funding for indulging the same without blowing up our hard-earned savings or taking costly funding from elsewhere at high rates of interest. You should strategically take a travel loan for this purpose since this can be repaid easily by you over a shorter period of time.

In fact, a travel loan will give you the much-needed funds to plan out the best vacations for you and your family and will give you a much-needed break from the monotony of your daily professional and social schedules. Why eat into your savings when you can easily apply for travel loan online. There are several loans for travel that are available these days. While some institutions offer regular travel loans, there are options for personal loans as well. You can always apply personal loan for travel in this regard. A travel loan is aimed at giving you the flexibility and leverage to wander off on vacation with the necessary funds. These can be used then to make your ticket bookings (train/flight), hotel bookings, experience bookings and transportation bookings. They can also cover costs like entry fees, food and beverages, and shopping for souvenirs, among others.

How to obtain a travel loan easily?

LazyPay is your sole destination for quickly getting a travel loan. There is minimal documentation involved in the process with ample flexibility and convenience. You get one-time approval for using the credit facility for life quite literally, and there are no visits to the bank or other financial branches involved in the process. There is zero collateral required on your loan as well. You will also pay interest just on the amount that has been used by you and not the whole credit limit that has been approved. This naturally makes applying for a travel loan much easier.

You can always use the travel loan calculator given by LazyPay online for checking out the monthly amount that is payable after assuming a regular travel loan interest rate. The process for application is really simple! First up, you have to download the LazyPay App and sign-in to the same. You can check the funding limit within this app itself by using your PAN Card and mobile phone number as key information. Complete the sign-up procedure, which is really fast and hassle-free. Also, keep your vital documents ready for finishing your loan application process.

You can always ask for assistance or support in completing the whole process if you want. The documents that you give will help in finalizing your limit for credit or funding. Once automatic repayment is completed, you can withdraw a sum up to Rs. 1 lakh to your bank account directly, meaning that you can now use the funds you need for your trip.

Eligibility for the travel loan- Some guidelines

There is a specific eligibility criterion that you have to meet if you wish to obtain a travel loan at LazyPay. The eligibility criteria can be summed up below:

  • You should be between 22-55 years of age
  • You should be a salaried professional
  • You should be residing in a major Tier-1 or Tier-2 city
  • You should be an Indian resident

Here are the documents that you will require:

  • Photo ID (Aadhar Card front and back)
  • Address Proof (Aadhar Card/Passport/ Voter ID Card/ Water Bill/ Electricity Bill/ Driving License/ Bank Statement/ Cooking Gas Bill/ Municipal or Property Tax Receipt/ National Population Register-issued Letter/ Post-paid mobile phone bill/ Official allotment letter for accommodation from Employer &/ Government/ Broadband Bill/ Telephone Bill/ Latest Utility Bill/ Registered Rental Agreement)
  • Bank Details- IFSC Code, Account Number Branch Information
  • Selfie for Verification- You should snap a Selfie that should display your full face and should not be showing any nudity. The expression on the face should be normal, and the photograph should not be in black and white or mono-colour. It should not be a screenshot or a photograph taken of a physically printed photograph. The photograph should be clear and visible while matching with the photograph in your ID

LazyPay approval is required only once for a lifetime of access to funds within your approved credit limit. Your bank details will be needed for automatic repayment, which is something that makes paying back the loan that much easier. LazyPay makes your travel dreams come alive with ease! What are you waiting for? Start ticking off your bucket list and plan your next vacation right away!