Get the wheels you always wanted

Instant personal loans upto ₹1 Lac
  • Online process with minimal documentation
  • One time approval for a lifetime of usage
  • No bank visit, no collateral needed
  • Pay interest only on amount taken and not approved.
How do I apply?
3 Easy steps
Download & sign-up
Check your limit in app using only mobile number & PAN
Complete Application
Keep your documents handy to set-up your limit or reach out for help to complete the process
Money in Your Account
Finish your auto-repayment & withdraw upto Rs. 1 lakh directly to your bank account!
Download & sign-up
Check your limit in app using only mobile number & PAN

What is the eligibility criteria with LazyPay?

To get approved and to enhance your LazyPay limit, check your eligibility against the following criteria:

  • Age : You must be between 22-55 years old
  • City : All major tier I and tier II cities
  • Salaried
  • Resident of India

What Documents do I need?

Keep these documents handy to speed up the sign-up process

  • Photo ID proof List
  • Address proof List
  • Bank details (a/c no, IFSC code)
  • A selfie Guidelines

Sample EMI Calculator

Loan Amount
3 Months
*Interest amount currently calculated at 18% and may go upto 25% based on amount and profile.
0 %
Interest payable
0.00 pm
Total payment

Why LazyPay?

Complete Digital Process

Check your eligibility for a limit within minutes, with just a few details


We maintain the highest level of security, rest assured all your information is safe with us

Minimal Documentation

With just your PAN, Aadhaar & photograph, you can get access to funds

LazyPay Personal Loans when you need them


Two-wheeler Purchase


Travel Expenses


Medical Emergencies


Education and course fees


Home Renovation


Wedding Expenses

India loves LazyPay

10+ Lac.

App Installs

1+ Cr.

Credit Transactions

₹500+ Cr.

Credit Disbursed

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Bought a new TV

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Purchased a Microwave

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Bought a New Fridge

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New Phone from Flipkart

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Recharge TataSky Account

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Get movie tickets

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To go on a holiday

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Planned family holiday

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Paid Electricity Bill

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New Bike

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New Phone from Flipkart

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Bought an Oven Online

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Purchased a DSLR

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To buy a Washing Machine

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To buy a Washing Machine

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Ordered an AC online

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Renovated my Flat

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Used to study a digital course

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To buy a Washing Machine

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Used for Shopping

Get the App and get started with Lazypay

Download the LazyPay app, get your credit limit and enjoy making those purchases like you never have !!!

Or send the link directly to my mobile phone


Two-Wheeler Loans Make Your Mobility Dreams Come True

Yes, we all dream of personal mobility above all else. Mobility is what we crave for since it equates to a sense of freedom. This is where a two-wheeler loan comes into the picture. After all, it is a two-wheeler loan that helps you buy your own vehicle, the two-wheeler that will give you the convenience and freedom that you desire. A two-wheeler loan is nothing but a loan that you apply for to accumulate the money required to purchase your dream two-wheeler. This can be in the form of a personal loan or a dedicated two-wheeler loan, depending on the financial institution in question. Getting a two-wheeler loan is a very sensible step since you will naturally be in a position to afford your dream bike/scooter, and this loan can be repaid smoothly as per your convenience.

Why should your dreams have to wait till you accumulate the entire amount? Also, even if you have the money saved in the bank, why dip into your savings and exhaust them? You may consider keeping more money in hand and applying for a two-wheeler loan to make your dream come true. A bike loan or scooter loan is readily available, or as mentioned, you can always think of applying for a personal loan in this regard.

Getting your two-wheeler loan- The process

Applying for a two-wheeler loan is not a complicated process, but you just need to be well versed with the steps involved. You can obviously apply for a two-wheeler loan online since these days; there are ample options available. You can readily apply for a two-wheeler loan at LazyPay, your one-stop solution for quick financing in these cases. LazyPay is where you will get the comfort and convenience you desire while buying your two-wheeler comfortably. Before applying for the loan, you can always use a two-wheeler loan calculator in order to work out the monthly EMI amount and the total interest that you will be paying on your loan.

You can also work out the two-wheeler loan interest rate that is being charged and calculate yourself if you have the time to do so. Once you know what you will be approximately paying every month and if you think you are eligible to get funding, you can apply in a series of elementary steps. Firstly, you have to download the LazyPay App and sign-in. You can check the funding limit within this app itself using your PAN Card and mobile phone number. Complete the sign-up procedure, which is fast and convenient. After that, have your documents ready for finishing your loan application. You can always ask for assistance in ending the process. The documents will help in finalizing your funding/credit limit. Once auto-repayment is done, you can withdraw up to Rs. 1 lakh directly into your bank account which means that you have got the loan.

How to know whether you are eligible for the two-wheeler loan?

There is a specific eligibility criterion that you have to meet if you wish to apply for a two-wheeler loan at LazyPay. The eligibility criteria are as follows:

  • You should be between 22-55 years of age
  • You should be a salaried professional
  • You should be residing in a major Tier-1 or Tier-2 city
  • You should be an Indian resident

You will only have to provide bank details for auto repayment, and this will take place every month, saving you time and energy hassles in great measure! All in all, LazyPay is the best way to get funding for purchasing your dream two-wheeler. Here’s to a lifetime of freedom and convenience for you and your family.

Here are the documents that will come in handy during this application process for gaining approval and enhancing your credit limit:

  • Photo ID (Aadhar Card front and back)
  • Address Proof (Aadhar Card/Passport/ Voter ID Card/ Water Bill/ Electricity Bill/ Driving License/ Bank Statement/ Cooking Gas Bill/ Municipal or Property Tax Receipt/ National Population Register-issued Letter/ Post-paid mobile phone bill/ Official allotment letter for accommodation from Employer and / Government/ Broadband Bill/ Telephone Bill/ Latest Utility Bill/ Registered Rental Agreement)
  • Bank Details- IFSC Code, Account Number Branch Information
  • Selfie for Verification- You should snap a Selfie that should display your full face and should not be showing any nudity. The expression on the face should be normal, and the photograph should not be in black and white or mono-colour. It should not be a screenshot or a photograph taken of a physically printed photograph. The photograph should be clear and visible while matching with the photograph in your ID