XpressCash

Get instant personal loans upto ₹5 lakhs

  • No physical documents
  • Instant approvals
app store
Open play store

Apply for your loan in 3 easy steps

It only takes 5 minutes

Step 1
Step 2
Step 3
1

step 1

Enter a few details and check your eligibility
2

step 2

Finish your online application on the LazyPay app
3

step 3

Get XpressCash instantly in your bank account

Why apply for a loan on LazyPay?

It’s easy, fast, and flexible

EMI

Flexible EMI options

EMI plans that suit you
Zero paper work

Zero paperwork

Everything’s online and 100% digital
Fast

Lightning fast approvals

Money sent instantly to your account

Use XpressCash for all your needs

merchantsmerchants

Calculate your personal loan EMI

Choose from a variety of flexible EMI plans

Loan Amount

₹10,000

₹10k
₹5L
Tenure

3 months

at 0% p.a.

3 months
24 months
Your Monthly EMI
0
Loan Amount

10,000

Interest at 0% p.a.

0

Total payable

0

You keep us going ❤️

anjali

Purchased a Laptop for my business. It’s very easy and for urgent short of cash LazyPay has given always financial backup for me. We are using it for a very long time.

anjali

Anjali Kumari

Age - 26

Parent Companies

payu
Naspers

Get started with XpressCash on the LazyPay app

  • Apply for a loan in 5 mins
  • Track ongoing loans and EMIs
  • Get regular payment reminders

or send the link directly to my mobile phone.
+91
Lazypay

Get started with XpressCash on the LazyPay app

  • Apply for a loan in 5 mins
  • Track ongoing loans and EMIs
  • Get regular payment reminders

Lazypay
or send the link directly to my mobile phone.
+91

FAQs

Frequently asked questions

1. What is XpressCash?

XpressCash is an instant personal loan from LazyPay of upto Rs. 5 lakhs. You can apply for it online and it will be directed sent to your bank account. Approvals usually take 5 mins, without any need for paperwork or physical documents.

2. What is the eligibility criteria for XpressCash?

Eligibility for XpressCash is based on your tenure and history with LazyPay. Once you are eligible, you will see a message on your app homescreen indicating the amount you are eligible for.

3. What is the minimum and maximum account I can take?

Minimum amount is Rs. 3000, while maximum amount is Rs. 5 lakh

4. What do I need to do to get XpressCash?

You can get XpressCash by completing your KYC, submitting your bank details, setting up auto-pay and signing a loan agreement.

5. How long will it take for the amount to be credited to my bank account?

XpressCash will be credited to your bank account instantly, after approval.

About XpressCash