Apply for your loan in 3 easy steps
It only takes 5 minutes
Why apply for a loan on LazyPay?
It’s easy, fast, and flexible
Flexible EMI options
Lightning fast approvals
Use XpressCash for all your needs
Calculate your personal loan EMI
Choose from a variety of flexible EMI plans
You keep us going ❤️
Purchased a Laptop for my business. It’s very easy and for urgent short of cash LazyPay has given always financial backup for me. We are using it for a very long time.
Get started with XpressCash on the LazyPay app
- Apply for a loan in 5 mins
- Track ongoing loans and EMIs
- Get regular payment reminders
Frequently asked questions
1. What is XpressCash?
XpressCash is an instant personal loan from LazyPay of upto Rs. 5 lakhs. You can apply for it online and it will be directed sent to your bank account. Approvals usually take 5 mins, without any need for paperwork or physical documents.
2. What is the eligibility criteria for XpressCash?
Eligibility for XpressCash is based on your tenure and history with LazyPay. Once you are eligible, you will see a message on your app homescreen indicating the amount you are eligible for.
3. What is the minimum and maximum account I can take?
Minimum amount is Rs. 3000, while maximum amount is Rs. 5 lakh
4. What do I need to do to get XpressCash?
You can get XpressCash by completing your KYC, submitting your bank details, setting up auto-pay and signing a loan agreement.
5. How long will it take for the amount to be credited to my bank account?
XpressCash will be credited to your bank account instantly, after approval.