BNPL is a popular interest-free financing option. Consumers are allowed to purchase without paying upfront from their pocket. The loan can be paid back at a future date via pocket-friendly interest-free EMIs. This instalment-based payment process has gained significant momentum amid the pandemic. The Indian BNPL market grew at a CAGR of 321% by gross merchandise value from FY’19 to FY21A with a 24x growth in the average ticket size.
Being a fintech-enabled payment option, BNPL comes with plenty of plus points. For instance, there are no joining costs, no hidden charges and it is entirely online. LazyPay BNPL lets you skip OTPs and PINs and ‘buy in a flash’. The purchase is usually confirmed in a single tap, and you can stay worry-free for the next 30 days. Users can simply use the link sent via email and SMS to make payments straight from the app. There are 250+ partner merchants available on both websites and apps for a seamless checkout experience.
If you are wondering about the BNPL offers for this month, here’s a detailed look to make the most of the exciting deals. You can check out for every month since LazyPay consistently provides in-app benefits. Make sure to tick off the eligibility criteria, upload the correct documents and ensure a healthy credit score to get started.
EatClub
This is a cloud kitchen company that offers a virtual cafeteria. You can see restaurants around you with a live map that have uploaded last-minute deals. You can pick one and save up to 50% for dine-in or takeaway. Show your digital voucher when you arrive to receive your offer. More than 100,000 people use this app every day across the globe. There are no delivery or packaging fee which cuts down the overall cost.
Food delivery via LazyPay can get you ₹25 cashback on a minimum order of ₹100. This offer is valid only till August 31, 2022. You might enjoy a higher BNPL amount in case you are eligible. Know that this is not applicable for cancelled or refunded orders. Download the pay later app from the Google Play Store or App Store to check the cashback amount and your transaction history.
RazorPay
This is the only Indian payment solution that lets businesses process and disburses payment with its product suite. It is used by over 30,000 merchants and accepts and validates Internet payments by debit card, credit cards, digital wallets and online banking services. Brands and businesses of all sizes can benefit from the fast, secure and hassle-free facilities. All types of merchants and e-commerce retailers can use multiple products like Razorpay X, Razorpay Capital and RazorpayX Payouts. Manage your marketplace and working capital- all from a single account.
You can get up to ₹100 cashback for the first transaction on platforms powered by Razorpay through LazyPay. It would be credited within the next 2-3 business days. But all cashback awarded to the user account will expire on the 60th day from the date it has been awarded. This would be valid only once on a minimum transaction of ₹200. The buy now pay later offer is live between July 1st and August 31, 2022. Know that LazyPay has the right to amend the terms and conditions or call back an offer without prior notice.
Meesho
It is one of the biggest online social commerce platforms that helps you start your business with zero investment. Share Meesho products as a reseller with your network and earn lucrative profit with each sale. You may also purchase products directly from the listed ones for yourself. The catalogue is available in ‘single’ quantity. There is no provision of a minimum quantity for the order to be processed. You may also sell your unused clothes and accessories at affordable prices here.
Get up to ₹300 cashback on Meesho via LazyPay on a minimum spend of ₹499. You may receive this in the next 2-3 business days. ₹30-40 is assured on this app and is valid on the first transaction. The amount will be deducted from your LazyPay outstanding amount. This offer is valid between August 1st and August 31st, 2022.
LazyPay has partnered with several other top brands like Dunzo, FreshMenu, Faasos, The Big Chill Café, Social, Zepto, Urban Company and Swiggy. It offers plenty of exciting perks each month. Festivals like Indian Independence Day, Janmashtami and Ganesh Chaturthi are on their way. This is when we are likely to splurge on sweets, snacks, gifts and clothes and end up exceeding the monthly budget. Check out their offers page to get the latest updates and benefits.
The good news is that you can fall back upon LazyPay offers and make the most of this convenient payment method. The EMI is deferred for 30 days which helps you avoid a cash crunch. Add your favourite product to the cart and checkout without worrying about money.