Limit increases are offered automatically based on your usage pattern and our internal policies. Here's how it works: 
1. Maintain good repayment behavior - Make all your payments on time to build a positive repayment history 
2. Use your current limit responsibly - Maintain good utilization of your credit limit 
3. Wait for automatic eligibility - Our system evaluates users based on internal lending policies taking into account your repayment/utilisation behaviour along with other internal and external risk parameters 
4. Accept the offer when prompted - If you become eligible, you'll receive a banner on the Lazypay app with offer for limit increase 
5. Activate instantly - Once you accept the new limit through the app, your increased credit limit will be available immediately 

 Note: There's no manual application process - limit increases are offered automatically to eligible users based on their account performance.


 In case of any further query, you can also connect us on 02269821111 (MON to SUN 10 AM to 7 PM).

LazyPay credit limit is the approved amount that is available for you to spend at your favourite websites & apps or for you to take an instant loan to your bank. Your credit limit gets reduced every time you either spend or take a loan. It gets restored to the original limit once you repay your bills! Currently the maximum possible credit limit is Rs 1,00,000.

 In case of any further query, you can also connect us on 02269821111 (MON to SUN 10 AM to 7 PM).

You can check your <a href="https://zw8t9.app.goo.gl/Gw1m">LazyPay credit limit</a> here OR on your LazyPay app home screen.

Currently, the maximum credit limit available is Rs 1,00,000.

There could be 3 reasons for this: 1. You could have already utilised all your credit limit - Your credit limit will get restored after you repay your outstanding amount. 2. You weren't approved for a credit limit. 3.We periodically revise our credit policy which may result in change in your credit limit. We evaluate users based on internal lending policies taking into account your repayment / utilisation behaviour along with other internal and external risk parameters.

 In case of any further query, you can also connect us on 02269821111 (MON to SUN 10 AM to 7 PM).

Limit increases are offered automatically based on your usage pattern and our internal policies. Here's how it works: 

1. Maintain good repayment behavior - Make all your payments on time to build a positive repayment history 
2. Use your current limit responsibly - Maintain good utilization of your credit limit 
3. Wait for automatic eligibility - Our system evaluates users based on internal lending policies taking into account your repayment/utilisation behaviour along with other internal and external risk parameters 
4. Accept the offer when prompted - If you become eligible, you'll receive a banner on the Lazypay app with offer for limit increase 
5. Activate instantly - Once you accept the new limit through the app, your increased credit limit will be available immediately 

Note: There's no manual application process - limit increases are offered automatically to eligible users based on their account performance.

 In case of any further query, you can also connect us on 02269821111 (MON to SUN 10 AM to 7 PM).

If your available limit is appearing negative then your total outstanding must be more than your revised credit limit. Your limit will be restored once your outstanding amount is paid. In case you have a running loan with us, your available limit will increase with each EMI repayment.
 In case of any further query, you can also connect us on 02269821111 (MON to SUN 10 AM to 7 PM).

We periodically revise our credit policy which may result in a change of your credit limit. We evaluates users based on internal lending policies taking into account your repayment / utilisation behaviour along with other internal and external risk parameters. 

 In case of any further query, you can also connect us on 02269821111 (MON to SUN 10 AM to 7 PM).

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