India's Credit Super-App

Get Credit in 90 seconds. Shop at Millions of Merchants. Pay Later.

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Card for everyone

  • Quick, paperless KYC
  • Limit upto ₹5 lakhs
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Earn

Lifetime free

  • No annual fees
  • No hidden charges
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Share rewards

Super rewards

  • Instant cashback
  • Welcome bonus
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The LazyPay Credit Universe

Merchant Checkout

Checkout in 1-click. Pay 15 days later.

One-tap payments. Checkout in <5 seconds. Pay back your dues in 15 days.
UPI on LazyPay (LazyPlus)

Credit on the move. Pay anywhere.

Spend anywhere that accepts UPI - petrol pumps, e-commerce stores, or even the nearby chaiwala.*
XPress Cash

Lightning fast cash. Zero physical paperwork.

Upto Rs. 5 lakh in your bank account instantly.*
Merchant Checkout

Checkout in 1-click. Pay 15 days later.

One-tap payments. Checkout in <5 seconds. Pay back your dues in 15 days.
UPI on LazyPay (LazyPlus)

Credit on the move. Pay anywhere.

Spend anywhere that accepts UPI - petrol pumps, e-commerce stores, or even the nearby chaiwala.*
XPress Cash

Lightning fast cash. Zero physical paperwork.

Upto Rs. 5 lakh in your bank account instantly.*

Infinite options to shop!

Use your LazyPay Credit offline and online - across millions of merchants

merchantsmerchants

We’re making you offers you can’t refuse!

Flat Rs 25 Cashback
Merchant Image
Get up to Rs 100 Cashback for the first transaction on platforms powered by Razorpay using LazyPay. Valid once on min transaction of Rs 200
Merchant Image
Get up to Rs 300 Cashback on Meesho via Lazypay. Assured Rs 40. Valid on 1st transaction on Meesho via Lazypay.
Merchant Image

You keep us going ❤️

Since I started using LazyPay, my limit has gone up from Rs. 1k to 10k. I am a shopaholic so the Buy Now Pay Later feature has really helped me maintain financial discipline. Thanks LazyPay ☺

Sidra Siddique

Age - 27

Parent Companies

Naspers

Partnering Bank

Download the LazyPay app to get started

or get the link on your phone

+91

Download the LazyPay app to get started

or get the link on your phone

+91

About LazyPay

LazyPay Private Limited is a private limited company incorporated under the provisions of Companies Act, 2013 and is engaged amongst others in the business of providing technology enabled settlement services, settlement processing services together with certain collection services to different kinds of business entities, and marketing/distribution of co-branded prepaid payment instruments.